I am selling something and the buyer or scamer transferred (or scammed) the money through Royal Bank of Scotland. I received an e-mail with The Wire Transfer Order from Royal Bank Of Scotland Online Banking has been Approved . someTRANSFER NUMBER .... and they do expect now Verification of the shipment in order to put the money in my account. I have concern if it is REAL or SCAM because of 2 reasons:
1. Lately I saw a lot of scams from Royal Bank of Scotland name - so the name already doesn't give me trust
2. even thought there is Transfer Number - there is no linkage or a way I could find to check the status online through the RBS website
3. the e-mail I received is from some email@example.com. nowdays, the official big company domains --- shall be rbs.com or whatever... which would give me more trust, than... firstname.lastname@example.org, or RBS@yahoo.com, or any similar webaddress.
Is there similar experience ? is this trust worthy ? My concerns are right now bigger than the need of selling the item :D Please advise
There is no buyer. That scammer has not transferred any money through Royal Bank of Scotland, he is just using the name of that bank to try and scam you. The Wire Transfer Order is just some random numbers he made up.
Notice how the scammer doesn't call what you are selling by name? He uses the generic word "item" or "it", that is because he sends the same stock copy/paste email to everyone selling anything that he can find and he has no idea what you are selling and doesn't care.
There is only a scammer trying to steal your possession, your electronic item, name brand clothing or jewelry.
The scammer isn't interested in your identity or bank account only in convincing you to ship your possession to him without him sending you a penny.
The next email was from another of the scammer's fake names and free email addresses pretending to be the "Royal Bank of Scotland" saying something like "kindly send the tracking number and we will release the funds".
Banks do NOT send such emails, ever. Banks do NOT have escrow or money holding services like that scammer describes. Banks do NOT demand you send a tracking number before money is transferred. EVER. No exceptions.
Now that you have responded to a scammer, you are on his 'potential sucker' list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of being the perfect buyer, great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.
You could post up the email address and the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information.
Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don't bother to tell him that you know he is a scammer, it isn't worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.
Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.
If you google "cragislist buyer scam", "fake paypal email scam", "ebay bank escrow fraud" or something similar you will find hundreds of posts from victims and near victims of this type of scam.